Our Government has changed the way how you get your Denver Colorado Mortgage or Colorado Home loan effective January 1, 2010.  Sweeping changes in the Real Estate Settlement Procedures Act (RESPA) were made for the first time in over 30 years. 

 The U.S. Department of Housing and Urban Development (HUD) republished their Settlement Cost Booklet:  “Shopping for Your Home Loan”.   You are to be given this 49 page booklet within 3 days of your Denver Home Loan application by your Colorado Mortgage Broker or the mortgage Denver lending company.

 As in many cases when the Government tries to help and to protect you the consumer, they fall short in street smart common sense.  In the below video, I recommend what I believe to be a much more practical and powerful way for you to purchase your next Denver Colorado home.  

The next Denver Colorado Mortgage Tip will address why you need to have your own Colorado Home Loan Personal shopper for your next Denver Mortgage or Colorado home loan.